News
Scott Morrison's third budget, delivered on Tuesday 8 May 2018, contains immediate tax relief for middle-income households, and a fundamental reform of the Australian tax system. Click here to read our analysis: 2018 Federal Budget..
Posted by: Norm Sinclair
Posted on: 10 May 2018
Summary of key points Inflation and why it is persistently so low? - We think it will average between 2.0% p.a. and 2.5% p.a. in Australia over the next ten years. The likely path back to normalised monetary policy by the world’s central banks. We think it will..
Posted by: Norm Sinclair
Posted on: 8 November 2017
Summary of key points Little seems to have changed over the course of the last month. Trump and Kim are still ranting at each other, although it seems to have a harder edge more recently. The Fed is still planning four rate rises by the end of 2018..
Posted by: Norm Sinclair
Posted on: 16 October 2017
Summary of key points Over the last few weeks, International equity market valuations have improved slightly even though the Australian ten-year bond yield increased slightly. Forward earnings per share growth estimates for major companies in the USA and Australia were, with some prominent exceptions, largely maintained or reduced..
Posted by: Norm Sinclair
Posted on: 13 September 2017
The main recent events of significance have been: The Reserve Bank of Australia maintaining its official rate unchanged at 1.5% p.a. but indicating that it now considered the neutral rate to be 3.5% p.a., hence foreshadowing a series of increases to this level over some unspecified period. This added to..
Posted by: Norm Sinclair
Posted on: 15 August 2017
•  The main drivers of returns are equity market returns. In turn the main drivers of returns on equities are low bond yields (even though these will have a tendency to rise) and reasonably solid earnings growth. •  Over the latest month, equity market valuations have improved slightly in the..
Posted by: Norm Sinclair
Posted on: 28 June 2017
Click on the link below to view the latest newsletter Summary of Key Points
  • In Australia the RBA left its short-term official rate unchanged at the record low of 1.5% p.a. again while the Federal Government Budget tacitly envisages larger deficits for longer.
  • Equity market valuations have improved in..
Posted by: Norm Sinclair
Posted on: 31 May 2017
Government delivers stability in 2017-18 Federal Budget Click on the link below to upload the..
Posted by: Norm Sinclair
Posted on: 10 May 2017
There has been little real change in financial market conditions over the last month. Click on the PDF below to upload the Latest..
Posted by: Norm Sinclair
Posted on: 13 March 2017
The Trump rally in equities markets has faltered in recent weeks, but the longer term dynamic has stayed in place and has strengthened. Click on the link below to view the latest..
Posted by: Norm Sinclair
Posted on: 16 February 2017
  • Coming Events
    We do not have any scheduled events at this time. However, it is our intention to hold seminars and webinars over the coming 12 months.


    Click to Read More
  • Financial Information
    Additional information relating to Ethics in Financial Planning and other general financial planning information and industry links.


    Click to Read More
  • Complimentary financial planning appointment
    Join our newsletter for financial updates and details to arrange your first appointment.